Free tools for freelancers — know your number in 60 seconds.Try the Rate Calculator

Freelancing that adds up.

Charge what you're worth. Keep clients that pay. Run the business side without the headache — with free tools and guides that show their math.

Check my rate Browse guides

Every tool is free. No signup, no email wall, ever.

✓ Free tools ✓ Plain English ✓ Formulas shown
Rate Calculator · WorkWithJoe Tools

What should you charge per hour?

Target yearly income
Billable hours / week
Weeks off / year
Business costs / year
Your minimum
hourly rate$64/hr

Formula: (target income + business costs) ÷ (billable hours × working weeks). Full reasoning in the rate guide.

Set your rate

Hourly, day rate or project pricing — worked out from your real numbers, not vibes.

Read the guide →

Handle clients

Red flags, contracts, deposits and the follow-ups that get late invoices paid.

Client guides →

Run the business

Buffers, taxes and the feast-and-famine fix for irregular income.

Business guides →

Check a tool

Honest reviews of the apps solo workers are searching for — verifiable facts first.

Tool checks →

Built for a business of one.

100%
free — no signup walls
0
upsells or email gates
All
formulas shown, always

Guides that work together to keep you paid.

Pricing & rates

  • Work out a defensible hourly and day rate
  • Raise rates with existing clients — scripts included
  • Hourly vs project vs retainer, compared honestly

Clients & contracts

  • Spot red-flag briefs before you say yes
  • Deposits and scope-creep clauses that protect you
  • Late-payment escalation that actually gets you paid

The business side

  • Feast-and-famine: build a buffer on irregular income
  • Tax set-asides and invoicing without the panic
  • Honest checks on the tools you're considering

Latest guides

Each one does a job — most are paired with a tool or template.

Things To Do

Cheap Places to Visit in the UK (and Why October Beats August)

Cheap places to visit in the UK: where money goes furthest, the free-assets trick, October's quiet wins and Bonfire Night done properly.

Read guide →Things To Do

Best Places to Campervan in the UK (and the Overnight Rules, Plainly)

The best places to campervan in the UK ranked - Highlands, Northumberland, Snowdonia, Cornwall - with the Scotland vs England overnight rules…

Read guide →Things To Do

London Bucket List: The Real Essentials and a 48-Hour Sequence

The London bucket list that's actually sequenced: the classics worth it, the local upgrades, and a 48-hour plan built around the river…

Read guide →Things To Do

UK Hiking Guide: Easy First Mountains, Real Challenges and the Three Peaks

Hiking in England and the UK: the best easy mountains to start on, the challenging walks that earn bragging rights, and the…

Read guide →Things To Do

Lake District Itinerary: 2 and 3 Perfect Days Without the Driving Mistake

Lake District itineraries for 2 or 3 days: Windermere, Loughrigg and Grasmere first, then Keswick and Catbells - one base, one valley…

Read guide →Things To Do

The Walks Around Padstow, Ranked (Plus the Map in One Paragraph)

Walks around Padstow ranked: Stepper Point, the Camel Trail, the Rock ferry to Daymer Bay and Trevose Head - with the estuary…

Read guide →